Why Do I Need Disability Insurance

Disability Insurance, what is it?

It’s insurance cover to help mitigate a financial loss in the event that you suffer an illness or an accident which leaves you unable to work. This could be a temporary or permanent disability.

Listed below are the main disability covers:

• Income Protection Insurance
• Mortgage Repayment Insurance
• Total & Permanent Disability cover
• Household expenses cover
• Business Overheads cover
• Business Key Person cover
• Premium Insurance cover

Why do you need it?

Your ability to work and earn an income is by far your biggest asset!

A 25 year old earning $60k / Pa, will earn approximatly $2.4 Millon through till retirement (This does not take into account inflation and pay rises).